Exhibit 10(p)(4)
AMENDMENT FOUR TO MARKETING
AGREEMENT
THIS FOURTH AMENDMENT TO THE MARKETING
AGREEMENT, effective as indicated herein, by and between American
National Insurance Company (“American National”), an
insurance company organized under the laws of the state of Texas,
and Legacy Marketing Group (“LMG”), a California
corporation.
WHEREAS, American National and LMG
entered into a Marketing Agreement, dated November 15, 2002, as
amended, (“Agreement”), wherein LMG agreed