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DOCUMENT TITLE:  AGREEMENT IS SUBJECT TO ARBITRATION PURSUANT TO .
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Clause Heading
a - Resignation of Board Positions and President of First Federal.
c - Termination of Employment.
e - Continued Co-operation By Executive.
2 - Post-Termination Provision.
a - Mortgage Loan Interest Rate.
b - Separation/Lump Sum Payments.
3 - Return of Property.
4 - Regulatory/Public Filings Announcements.
5 - Full Discharge.
6 - Future Conduct and Obligations.
7 - General Release.
8 - No Existing Suit.
9 - Certain Forfeitures in Event of Breach or Other Liability to the Company.
10 - Company Release.
11 - Applicable Law.
12 - No Transfer by Executive.
13 - Dispute Resolution; Expenses.
14 - Notices.
15 - Nonadmissibility.
16 - Knowing and Voluntary Waiver.
17 - Tax Matters.
18 - Third Party Beneficiaries.
19 - Interpretation.
20 - Counterparts.
21 - Supplemental General Release.
22 - Entire Agreement.
2 - No Existing Suit.
23 - Successors and Assigns.
1 - General Release.
3 - Knowing and Voluntary Waiver.