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Exhibit 10.2

ASSET EXCHANGE AGREEMENT

 

            This Agreement, with an “effective date” of June 30, 2009 , by and between NEW MILLENNIUM CONSULTANTS, LLC (hereinafter referred to as “NMC”) and FREE FOR ALL, INC. (hereinafter referred to as “FFA”.)

 

BACKGROUND

 

            Prior to February 2008, NMC was a dormant LLC owned by Mr. Gerard Ferro. NMC is a company which offers discounted prescription cards, along with discounted dental, lab, imaging and related health benefits.  NMC earns its fees on a per transaction basis for the discount prescription cards, lab and imaging benefits. For the other related discounts on health benefits, revenue is generated from a monthly membership fee that entitles members to discounted services. NMC began “active business operations” on February 1, 2008 to market and distribute its discount prescription services and health benefits memberships.  As part of its operations, NMC applied for certain copyrights and trademarks to protect its business interests.  As of February of 2008, NMC was a very small “start up company” with limited assets and liabilities.

 

FFA was formed by a group of investors led by Mr. Gerard Ferro for the purpose of expanding operations and raising additional capital.  This asset exchange agreement is entered into so that FFA may achieve this goal by acquiring all of NMC’s assets, cash on hand and certain liabilities from NMC’s “ongoing business operations” in exchange for FFA stock.

 

The specific list of assets and liabilities acquired in the exchange is set forth in the attached Schedule “A”.  The manner of acquisition is designed to constitute a tax-free exchange under IRC § 351 between FFA and NMC as NMC and FFA are owned by the same group of investors.

 

            NOW, THEREFORE, in consideration of the mutual agreements and covenants contained herein and intending to be legally bound, the parties agree as follows:

 

 

1.

ACQUISITION OF ASSETS  

 

1.1.                 NMC’s Assets . Subject to the audit by A.J. Robbins, P.C. (auditors for FFA and NMC) and upon the terms and conditions set forth in this Agreement, NMC agrees to exchange and assign to FFA all of the assets used in connection with NMC’s business (collectively the “Exchanged Assets”) including the specific assets listed on schedule “A” which includes all cash deposits in the name of NMC that shall now become the property of FFA.

1.1.1.            Intangible Assets .  All rights, title and interest in all trademarks, trademark applications, developed software, copyrights, goodwill, know how, client lists, accounts receivable, and other intangible business assets used by NMC in its operations listed in Schedule “A”.

 


 

 

2.

ASSUMPTION OF CERTAIN LIABILITIES

 

2.1.                  FFA shall Only Assume the Liabilities of NMC Listed on Schedule “A” but no other Liabilities . FFA does not and will not assume, undertake or accept any liabilities or obligations of NMC other than specified in this agreement. NMC represents it has fully disclosed all assets and liabilities to FFA.  NMC agrees to fully indemnify FFA from any omissions or misrepresentations regarding assets or liabilities.

 

 

3.

TERMS OF ASSET EXCHANGE

 

3.1.                   The Owners of NMC Shall Receive Stock In FFA Totaling 7.5 Million Shares of Common Stock in exchange for the assets listed in Schedule “A.”

 

 

4.

EXISTING LEASES

 

FFA shall not assume any existing leases other than the two Dell leases referenced in Schedule “A” hereto.

 

 

5.

COVENANTS AND AGREEMENTS OF NMC

 

NMC covenants and agrees, except as otherwise consented to in writing by FFA after the date of this Agreement:

 

5.1.                   Conduct of Business . After the date of this Agreement and continuing until effective date of June 30, 2009, NMC will conduct and operate the Business in the ordinary and usual course. NMC will neither take nor omit to take any action, the taking or omission of which would impair or adversely affect the ability of FFA to operate the Business after Closing.

 

5.2.                   Information . NMC will give to FFA and FFA’s accountants, counsel and other represe


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