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DOCUMENT TITLE:  BANK OF NORTH CAROLINA ENDORSEMENT SPLIT DOLLAR AGREEMENT .
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Clause Heading
2.1 - Bank Ownership.
2.2 - Death Benefit.
(b) - If the Policy Is Cancelled.
2.3 - Comparable Coverage.
2.4 - Internal Revenue Code Section 1035 Exchanges.
3.1 - Premium Payment.
3.2 - Economic Benefit.
3.3 - Imputed Income.
Article 4 - Assignment
Article 5 - Insurer
6.1 - Claims Procedure.
6.1.1 - Initiation Written Claim.
6.1.2 - Timing of Administrator Response.
6.1.3 - Notice of Decision.
6.2 - Review Procedure.
6.2.1 - Initiation Written Request.
6.2.2 - Additional Submissions Information Access.
6.2.3 - Considerations on Review.
6.2.4 - Timing of Administrator Response.
6.2.5 - Notice of Decision.
7.1 - Administrator Duties.
7.2 - Agents.
7.3 - Binding Effect of Decisions.
7.4 - Indemnity of Administrator.
7.5 - Information.
8.1 - Binding Effect.
8.2 - Amendment and Termination of Agreement.
8.3 - Successors; Binding Agreement.
8.4 - No Guarantee of Employment.
8.5 - Applicable Law.
8.6 - Entire Agreement.
8.7 - Severability.
8.8 - Headings.
8.9 - Notices.