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Exhibit 10.1

DIRECTOR INDEMNIFICATION AGREEMENT

This DIRECTOR INDEMNIFICATION AGREEMENT (this “Agreement”) is made this              day of              , by and between UNITED SECURITY BANCSHARES, INC. , a Delaware corporation (the “Company”), and              , a member of the Company’s Board of Directors (“Indemnitee”).

RECITALS

WHEREAS , it is essential to the Company to retain and attract the most competent and experienced persons available to serve as members of the Company’s Board of Directors; and

WHEREAS , there is a general awareness that competent and experienced persons are becoming more reluctant to serve as directors of a corporation unless they are protected by comprehensive insurance or indemnification, especially since shareholder and derivative lawsuits against publicly-held corporations, including their directors and officers, for line-of-duty decisions and actions have increased in number in recent years for damages in amounts that have no reasonable or logical relationship to the amount of compensation received by the directors and officers from the corporation; and

WHEREAS , plaintiffs often seek damages in such large amounts and the costs of litigation may be so substantial (whether or not the case is meritorious) that the defense and/or settlement of such litigation is often beyond the personal resources of directors and officers; and

WHEREAS , it is now and has always been the express policy of the Company, as set forth in the Company’s Certificate of Incorporation, to indemnify and hold harmless its directors and officers so as to provide them with the maximum possible protection authorized by the Delaware General Corporation Law, as the same exists or may hereafter be amended (the “DGCL”), as specifically provided in Section 145 of the DGCL; and

WHEREAS , in connection with its commitment to indemnify and hold harmless its directors and officers, the Company has purchased and presently maintains a policy or policies of Directors and Officers Liability Insurance (“D&O Insurance”) covering certain liabilities that may be incurred by the directors and officers of the Company in the performance of their services for the Company; and

WHEREAS , recent developments with respect to the terms and ongoing availability of D&O Insurance and uncertainty with respect to the application, amendment and enforcement of statutory indemnification provisions, as well as those found in the Company’s Certificate of Incorporation, generally have caused concern of the Company regarding the adequacy and reliability of the protection afforded to the Company’s directors and officers thereby; and

WHEREAS , the Company has concluded that, to retain and attract the most competent and experienced persons available to serve as members of the Company’s Board of Directors and to encourage such individuals to take the business risks necessary for the success of the Company, it is necessary for the Company to contractually indemnify its directors and to assume for itself the maximum liability for expenses and damages incurred in connection with claims against such directors in connection with their service to the Company and has further concluded that the failure to provide such contractual indemnification could result in great harm to the Company and its shareholders; and

WHEREAS , Section 145 of the DGCL and the Company’s Certificate of Incorporation each contemplate that agreements may be entered into between the Company and its directors with respect to indemnification; and


WHEREAS , the Company desires and has requested Indemnitee to serve or continue to serve as a director of the Company free from undue concern for claims for damages arising out of or related to service to the Company as a member of the Board of Directors; and

WHEREAS , Indemnitee is willing to serve, or to continue to serve, the Company, provided that he is furnished the indemnification provided for herein.

AGREEMENT

NOW, THEREFORE , in consideration of Indemnitee’s service as a director as of and after the date hereof, the parties hereto agree as follows:

1. Agreement to Serve . Indemnitee agrees to serve as a director of the Company for so long as he is duly elected or appointed in accordance with the applicable provisions of the Company’s current Certificate of Incorporation and Bylaws or until the resignation, removal, permanent disability or death of Indemnitee.

2. Definitions . As used in this Agreement:

(a) The term “Proceeding” shall include any threatened, pending or completed action, suit or proceeding, whether brought by or in the right of the Company or otherwise, and whether of a civil, criminal, administrative or investigative nature, in which Indemnitee is or was a party, is threatened to be made a party or is or was a witness by reason of the fact that Indemnitee is or was a director of the Company (or any subsidiary of the Company) or is or was serving at the request of the Company as a director, officer, employee, agent or fiduciary of another Company, partnership, joint venture, trust or other enterprise.

(b) The term “Expenses” shall include, without limitation, expenses of investigation (including fees of expert witnesses, professional advisers and private investigators), judicial or administrative proceedings or appeals, amounts paid in settlement by or on behalf of Indemnitee, attorneys’ fees and disbursements and any expenses of establishing a right to indemnification under this Agreement, but shall not include amounts of judgments, fines or penalties against Indemnitee.

(c) References to “other enterprises” shall include employee benefit plans; references to “fines” shall include any excise taxes assessed on Indemnitee with respect to any employee benefit plan; references to “serving at the request of the Company” shall include any service as a director, officer, employee or agent of the Company that imposes duties on, or involves services by, such director, officer, employee, agent or fiduciary with respect to an employee benefit plan, its participants or beneficiaries; and a person who acted in good faith and in a manner he reasonably believed to be in the interest of the participants and beneficiaries of an employee benefit plan shall be deemed to have acted in a manner “not opposed to the best interest


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