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DOCUMENT TITLE:  AMENDED AND RESTATED LIFE INSURANCE AGREEMENT .
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Clause Heading
2.1 - Executives Interest.
2.2 - Premium Payment and Tax.
2.3 - Corporation Ownership.
2.4 - Insurer.
2.5 - Transfer of Policy Upon Change in Control.
3.1 - Binding Obligation of Corporation and Any Successor in Interest.
3.2 - Revocation.
3.3 - Termination.
3.4 - Gender.
3.5 - Effect on Other Corporation Benefit Plans.
3.6 - Headings.
3.7 - Applicable Law.
4.1 - Claims Procedure.
4.1.1 - Initiation Written Claim.
4.1.2 - Timing of Corporation Response.
4.1.3 - Notice of Decision.
4.2 - Review Procedure.
4.2.1 - Initiation Written Request.
4.2.2 - Additional Submissions Information Access.
4.2.3 - Considerations on Review.
4.2.4 - Timing of Corporation Response.
4.2.5 - Notice of Decision.
4.3 - Arbitration.
4.4 - Administration.
(a) - Interpreting the provisions of this Amended and Restated Life Insurance Agreement;
4.5 - Named Fiduciary.