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This Life Insurance Premium Agreement (“Agreement”) is made by and between National Fuel Gas Company (the “Company”) and David F. Smith (the “Executive”).

WHEREAS, the Executive, an individual residing at 9295 Hunt Club Lane, Clarence, New York, is the Chief Executive Officer and President of the Company; and

WHEREAS, in recognition of the Executive’s valuable service to the Company and as an inducement to him to continue such service, the Company wishes to assist him in providing life insurance protection for his family.

NOW THEREFORE, in consideration of his continued service as an executive officer, Nation

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