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DOCUMENT TITLE:  2009 OFFICER STOCK OPTION PLAN .
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Clause Heading
1 - PURPOSE OF PLAN.
2 - REFERENCE, CONSTRUCTION, AND DEFINITIONS.
3 - STOCK SUBJECT TO PLAN.
(c) - Employment Requirement:
(d) - Ten Year Granting Limit:
4 - ADMINISTRATION.
5 - PARTICIPATION.
6 - OPTION GRANTS AND LIMITS.
7 - QUALIFIED STOCK OPTIONS.
(a) - Stockholder Approval:
(b) - Key Employees:
(e) - Exercise Time Limit:
(h) - Stock Holding Period:
(i) - Tandem Qualified Stock Options / Non Qualified Stock Options:
8 - OPTION PRICES.
(b) - Exercise Upon Retirement.
9 - EXERCISE OF OPTIONS.
10 - TERMINATION, DISABILITY, OR DEATH OF OPTION HOLDER.
(a) - Exercise During and After Employment.
(c) - Exercise Upon Permanent Disability.
(d) - Exercise Upon Death.
11 - ADJUSTMENTS.
12 - CHANGE OF CONTROL.
13 - AMENDMENT AND TERMINATION.
14 - RESTRICTIONS ON ISSUING SHARES.
15 - USE OF PROCEEDS.
16 - INDEMNIFICATION OF COMMITTEE.
17 - EFFECTIVENESS OF THE PLAN.
(a) - Employment Not Affected.
(b) - Binding on Successors and Assigns.
(c) - Notice.
(d) - Construction.
19 - INTERPRETATION.
H - Charles Maddy, III