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Exhibit 99.2

BANKFINANCIAL CORPORATION

FIRST QUARTER 2012

QUARTERLY FINANCIAL AND STATISTICAL SUPPLEMENT

FOR THE LATEST FIVE QUARTERS

Note: Certain reclassifications have been made in the prior period’s financial statements and reflected in the Selected Quarterly Financial and Statistical Data tables to conform to the current period’s presentation.

The information and statistical data contained herein have been prepared by BankFinancial Corporation and have been derived or calculated from selected quarterly and period–end historical financial statements prepared in accordance with accounting principles generally accepted in the United States. BankFinancial Corporation is under no obligation to update, keep current, or continue to provide the information contained herein. This information is provided solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or establish any business relationships with BankFinancial Corporation or its subsidiary.


BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

 

 

  

2012

 

 

2011

 

 

  

IQ

 

 

IVQ

 

 

IIIQ

 

 

IIQ

 

 

IQ

 

PERFORMANCE MEASUREMENTS

  

 

 

 

 

Return on assets (ratio of net income (loss) to average total assets) (1)

  

 

0.61

 

 

(11.65

)% 

 

 

(0.46

)% 

 

 

0.24

 

 

(0.20

)% 

Return on equity (ratio of net income (loss) to average equity) (1)

  

 

4.61

  

 

 

(75.38

 

 

(3.01

 

 

1.62

  

 

 

(1.23

Net interest rate spread (1)

  

 

4.18

  

 

 

4.19

  

 

 

4.19

  

 

 

4.27

  

 

 

3.68

  

Net interest margin (1)

  

 

4.26

  

 

 

4.28

  

 

 

4.29

  

 

 

4.38

  

 

 

3.81

  

Efficiency ratio, less goodwill impairment

  

 

78.00

  

 

 

90.76

  

 

 

80.32

  

 

 

77.09

  

 

 

95.52

  

Noninterest expense to average total assets, less goodwill impairment (1)

  

 

3.49

  

 

 

4.04

  

 

 

3.54

  

 

 

3.46

  

 

 

3.71

  

Average interest–earning assets to average interest–bearing liabilities

  

 

122.46

  

 

 

122.86

  

 

 

122.52

  

 

 

122.55

  

 

 

122.64

  

Number of full service offices

  

 

20

  

 

 

20

  

 

 

20

  

 

 

20

  

 

 

20

  

Employees (full time equivalents)

  

 

353

  

 

 

357

  

 

 

360

  

 

 

373

  

 

 

385

  

 

  

2012

 

 

2011

 

 

  

IQ

 

 

IVQ

 

 

IIIQ

 

 

IIQ

 

 

IQ

 

SUMMARY STATEMENT OF FINANCIAL CONDITION

  

 

 

 

 

ASSETS

  

 

 

 

 

Cash and due from other financial institutions

  

$

24,037

  

 

$

24,247

  

 

$

15,270

  

 

$

14,049

  

 

$

14,479

  

Interest-bearing deposits in other financial institutions

  

 

154,043

  

 

 

96,457

  

 

 

92,898

  

 

 

100,433

  

 

 

109,776

  

Securities, at fair value

  

 

81,241

  

 

 

92,832

  

 

 

94,880

  

 

 

95,546

  

 

 

121,154

  

Loans held-for-sale

  

 

521

  

 

 

1,918

  

 

 

1,388

  

 

 

—  

  

 

 

—  

  

Loans receivable, net

  

 

1,177,719

  

 

 

1,227,391

  

 

 

1,270,023

  

 

 

1,291,399

  

 

 

1,302,313

  

Other real estate owned

  

 

20,189

  

 

 

22,480

  

 

 

24,278

  

 

 

27,032

  

 

 

22,713

  

Stock in Federal Home Loan Bank, at cost

  

 

11,336

  

 

 

16,346

  

 

 

16,346

  

 

 

16,346

  

 

 

16,346

  

Premises and equipment, net

  

 

39,044

  

 

 

39,155

  

 

 

38,948

  

 

 

38,745

  

 

 

37,650

  

Intangible assets

  

 

3,508

  

 

 

3,671

  

 

 

26,604

  

 

 

27,074

  

 

 

27,544

  

Bank owned life insurance

  

 

21,333

  

 

 

21,207

  

 

 

21,066

  

 

 

20,901

  

 

 

20,739

  

FDIC prepaid expense

  

 

4,027

  

 

 

4,351

  

 

 

4,662

  

 

 

5,003

  

 

 

5,158

  

Income tax receivable

  

 

1,353

  

 

 

1,809

  

 

 

1,445

  

 

 

1,862

  

 

 

2,523

  

Deferred taxes, net

  

 

—  

  

 

 

—  

  

 

 

15,444

  

 

 

13,232

  

 

 

13,112

  

Other assets

  

 

10,786

  

 

 

11,711

  

 

 

10,574

  

 

 

11,266

  

 

 

11,724

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total assets

  

$

1,549,137

  

 

$

1,563,575

  

 

$

1,633,826

  

 

$

1,662,888

  

 

$

1,705,231

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITIES AND STOCKHOLDERS’ EQUITY

  

 

 

 

 

Deposits

  

$

1,320,580

  

 

$

1,332,552

  

 

$

1,352,808

  

 

$

1,378,331

  

 

$

1,421,564

  

Borrowings

  

 

9,995

  

 

 

9,322

  

 

 

9,253

  

 

 

12,595

  

 

 

15,488

  

Other liabilities

  

 

16,451

  

 

 

21,844

  

 

 

24,663

  

 

 

21,584

  

 

 

17,467

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total liabilities

  

 

1,347,026

  

 

 

1,363,718

  

 

 

1,386,724

  

 

 

1,412,510

  

 

 

1,454,519

  

Stockholders’ equity

  

 

202,111

  

 

 

199,857

  

 

 

247,102

  

 

 

250,378

  

 

 

250,712

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total liabilities and stockholders’ equity

  

$

1,549,137

  

 

$

1,563,575

  

 

$

1,633,826

  

 

$

1,662,888

  

 

$

1,705,231

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1)

Annualized

 

Page 2


BANKFINANCIAL CORPORATION

SELECTED QUARTERLY FINANCIAL AND STATISTICAL DATA

Latest Five Quarters

(Dollars in thousands; except per share) – (Unaudited)

 

 

  

2012

 

 

2011

 

 

  

IQ

 

 

IVQ

 

 

IIIQ

 

 

IIQ

 

 

IQ

 

SUMMARY STATEMENT OF OPERATIONS

  

 

 

 

 

Total interest income

  

$

16,634

  

 

$

17,370

  

 

$

17,990

  

 

$

19,000

  

 

$

15,348

  

Total interest expense

  

 

1,240

  

 

 

1,380

  

 

 

1,629

  

 

 

1,910

  

 

 

1,996

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest income before provision

  

 

15,394

  

 

 

15,990

  

 

 

16,361

  

 

 

17,090

  

 

 

13,352

  

Provision for loan losses

  

 

996

  

 

 

9,740

  

 

 

7,384

  

 

 

3,175

  

 

 

2,424

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net interest income

  

 

14,398

  

 

 

6,250

  

 

 

8,977

  

 

 

13,915

  

 

 

10,928

  

Noninterest income

  

 

1,832

  

 

 

2,004

  

 

 

1,863

  

 

 

1,879

  

 

 

1,571

  

Noninterest expense

  

 

13,436

  

 

 

40,193

  

 

 

14,637

  

 

 

14,623

  

 

 

14,255

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Income (loss) before income tax

  

 

2,794

  

 

 

(31,939

 

 

(3,797

 

 

1,171

  

 

 

(1,756

Income tax expense (benefit)

  

 

457

  

 

 

15,110

  

 

 

(1,901

 

 

145

  

 

 

(979

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Net income (loss)

  

$

2,337

  

 

$

(47,049

 

$

(1,896

 

$

1,026

  

 

$

(777

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Basic earnings (loss) per common share

  

$

0.12

  

 

$

(2.38

 

$

(0.10

 

$

0.05

  

 

$

(0.04

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Diluted earnings (loss) per common share

  

$

0.12

  

 

$

(2.38

 

$

(0.10

 

$

0.05

  

 

$

(0.04

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

2012

 

 

2011

 

 

  

IQ

 

 

IVQ

 

 

IIIQ

 

 

IIQ

 

 

IQ

 

NONINTEREST INCOME AND EXPENSE

  

 

 

 

 

Noninterest Income

  

 

 

 

 

Deposit service charges and fees

  

$

557

  

 

$

657

  

 

$

699

  

 

$

697

  

 

$

614

  

Other fee income

  

 

385

  

 

 

430

  

 

 

381

  

 

 

405

  

 

 

382

  

Insurance commissions and annuities income

  

 

122

  

 

 

189

  

 

 

146

  

 

 

155

  

 

 

169

  

Gain on sales of loans, net

  

 

267

  

 

 

199

  

 

 

83

  

 

 

39

  

 

 

19

  

Loss on disposition of premises and equipment

  

 

—  

  

 

 

—  

  

 

 

1

  

 

 

(10

 

 

(10

Loan servicing fees

  

 

128

  

 

 

131

  

 

 

138

  

 

 

137

  

 

 

132

  

Amortization of servicing assets

  

 

(69

 

 

(74

 

 

(73

 

 

(51

 

 

(54

Impairment (recovery) of servicing assets

  

 

(13

 

 

17

  

 

 

(32

 

 

—  

  

 

 

—  

  

Earnings on bank owned life insurance

  

 

126

  

 

 

141

  

 

 

165

  

 

 

162

  

 

 

158

  

Trust income

  

 

184

  

 

 

186

  

 

 

199

  

 

 

215

  

 

 

76

  

Other

  

 

145

  

 

 

128

  

 

 

156

  

 

 

130

  

 

 

85

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total noninterest income

  

$

1,832

  

 

$

2,004

  

 

$

1,863

  

 

$

1,879

  

 

$

1,571

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Noninterest Expense

  

 

 

 

 

Compensation and benefits

  

$

6,659

  

 

$

6,078

  

 

$

6,229

  

 

$

7,120

  

 

$

6,600

  

Office occupancy and equipment

  

 

1,743

  

 

 

1,870

  

 

 

1,845

  

 

 

1,736

  

 

 

1,868

  

Advertising and public relations

  

 

94

  

 

 

60

  

 

 

333

  

 

 

260

  

 

 

237

  

Information technology

  

 

1,261

  

 

 

1,058

  

 

 

1,085

  

 

 

1,091

  

 

 

948

  

Supplies, telephone, and postage

  

 

430

  

 

 

434

  

 

 

450

  

 

 

439

  

 

 

375

  

Amortization of intangibles

  

 

163

  

 

 

367

  

 

 

470

  

 

 

470

  

 

 

382

  

Nonperforming asset management

  

 

1,191

  

 

 

1,430

  

 

 

1,267

  

 

 

1,279

  

 

 

455

  

Loss (gain) on sales of other real estate owned

  

 

(139

 

 

113

  

 

 

16

  

 

 

(62

 

 

(52

Operations of other real estate owned

  

 

351

  

 

 

844

  

 

 

563

  

 

 

618

  

 

 

326

  

Write down of other real estate owned

  

 

389

  

 

 

2,482

  

 

 

1,009

  

 

 

299

  

 

 

179

  

FDIC insurance premiums

  

 

348

  

 

 

334

  

 

 

354

  

 

 

186

  

 

 

567

  

Acquisition expense

  

 

—  

  

 

 

—  

  

 

 

—  

  

 

 

230

  

 

 

1,531

  

Goodwill impairment

  

 

—  

  

 

 

23,862

  

 

 

—  

  

 

 

—  

  

 

 

—  

  

Other

  

 

946

  

 

 

1,261

  

 

 

1,016

  

 

 

957

  

 

 

839

  

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total noninterest ex


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