GROUP SHORT TERM DISABILITY REINSURANCE AGREEMENT
No. 3 (“Amendment”) is hereby made a part of and
incorporated into the Group Short Term Disability Reinsurance
Agreement originally effective January 1, 1999 between Symetra
Life Insurance Company (“Insurer”) of Bellevue,
Washington and Reliance Standard Life Insurance Company doing
business as Custom Disability Solutions, as Managing Agent
(“Managing Agent”) for each of the participating
reinsurers collectively referred to in the Reinsurance Agreement as
the American Disability Reinsurance Underwriters Syndicate (ADRUS)
(“Reinsurance Agreement”) as of the date written below.
Capitalized terms not otherwise defined herein shall have the
meaning ascribed to them in the Reinsurance Agreement.
Intending to be
legally bound, Insurer and Managing Agent agree to amend the